nextstep (1/15/2010)i
is this possible?
Yes, I know several on Bayou Chico that do this in their backyard.
what are the legal problems?
Zoning, which would only matter if someone complained. You maybe OK in this area.
Many local marinas mandate hurricaneevacuation.
Live-a-boards? with dogs! I ask cause I know one that may want to move, yet again. He is military police. His boat fits under the bridge.
what about insurance?
I would want an Umbrella policy for myself of at least $1,000,000.00. Maybe even up to $5,000,000.00. Umbrellas are not that expensive. I believe every one that has a business should have on of these.
Local marinas mandate that I have have a set limit of liability on my vessel policy, and then theymandate that they are an additional insured on that policy. The cost is $25.00 to add the marina.
I would want a good solid lease, a copy from a local marina would be used as a template to create my own custom lease. This lease has a solid hold harmless clause and placesall liability on the vessel owner.And I believe you do want you a lease, not just a hand shake.
would appreciate any input.
Of course, you backyard privacy will be diminished.
I pay about $425.00 for my slip, 37' x 14 vessel. This includes power, which is metered. I do not use much power now, but I have in the past. I once kept the AC on 24 - 7 during the summer. I used about $60.00 per month in doing so. Some marinas do not have each slip metered and just charge a flat fee for power, depending on usage and live-a-aboard. Some of the marinas are now cutting prices even more, as very few of them are filled to capacity.
The power source needed is two 30 amp 110 volt marine outlets. Water supply is easy. Some marinas only have a single 50 amp 110 volt outlet. If two 30 amp are then required a splitter is needed. I paid $320.00 for the splitter "Y" adapter 2 years ago. I think they are now around $275.00. I am about to sell it for $200.00, used 4 days.
thanks mark