Looking for some local advice. Planning on retiring to the Panhandle next spring. Looking at these two areas mainly for the school ratings. I have a 4 and 7 year old. Schools and a safe neighborhood are my main concerns. So far leaning towards Navarre mainly because its closer to the gulf. I have been kayaking in the ocean exactly twice. Both in Roaton. Been canoeing for eons. Cant wait to actually catch fish in the ocean and never see 10 inches of snow again! Pros and cons or suggestions to other areas welcome. Thank you for your time.