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Old 03-20-2015, 02:46 PM   #11
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Bass pro doesn't do that. You don't even have to use the card to get rewards. I always have them scan my rewards card but than pay with debit. They have a good gig going on.


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Old 03-20-2015, 06:51 PM   #12
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Like the others have said...common practice. The part that is uncommon is that you just had a lousy cashier who didn't explain it to you over give you the receipts they should have.
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Old 03-21-2015, 12:05 AM   #13
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Quote:
Originally Posted by Justin37Hunt View Post
Like the others have said...common practice. The part that is uncommon is that you just had a lousy cashier who didn't explain it to you over give you the receipts they should have.

Its not the cashiers job to explain the details. The job is to get these cards opened and start a LOC (line of credit). Any box store that has them is doing this in hopes of capitalizing on a mistake or someone that doesn't pay it off by the statement cycle end.

I have worked in retail and the job is to get customer signed up, if there are no questions asked by the customer, then thats their own fault. Most cards are accompanied with a brochure/small print. If no questions are asked at the register then it is assumed the customer will read the small print.

Is it shady, yes... Do I agree, No... But in the market now its all about profit, managers are going to put the employees in certain situations to help increase store revenue.

FWIW, most managers train their clerks on the sales of the CC's. So the way the offer is pitched is typically a direct reflection of management.
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Old 03-21-2015, 12:15 AM   #14
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Quote:
Originally Posted by BigRed38 View Post
Its not the cashiers job to explain the details. The job is to get these cards opened and start a LOC (line of credit). Any box store that has them is doing this in hopes of capitalizing on a mistake or someone that doesn't pay it off by the statement cycle end.

I have worked in retail and the job is to get customer signed up, if there are no questions asked by the customer, then thats their own fault. Most cards are accompanied with a brochure/small print. If no questions are asked at the register then it is assumed the customer will read the small print.

Is it shady, yes... Do I agree, No... But in the market now its all about profit, managers are going to put the employees in certain situations to help increase store revenue.

FWIW, most managers train their clerks on the sales of the CC's. So the way the offer is pitched is typically a direct reflection of management.
I was more talking about the cashier not explaining that the original transaction on his debit card was going to be redunded and the amount placed on his new card as it seems this would be a more atypical practice. 99 times out of 100 they are going to ask you prior to completing the transaction, thus avoiding the need to refund the original transaction.
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Old 03-21-2015, 12:28 AM   #15
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Quote:
Originally Posted by Justin37Hunt View Post
I was more talking about the cashier not explaining that the original transaction on his debit card was going to be redunded and the amount placed on his new card as it seems this would be a more atypical practice. 99 times out of 100 they are going to ask you prior to completing the transaction, thus avoiding the need to refund the original transaction.
Gotcha, I misread what you were implying.
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Old 03-21-2015, 12:03 PM   #16
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Did you happen to read the terms and conditions of the card and the promotion?
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Last edited by Brandon_SPC; 03-21-2015 at 12:09 PM.
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Old 03-21-2015, 12:08 PM   #17
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Did you read the terms and condition of the promo? Sorry double post I was trying to edit it but with the terms and conditions it might have explained in their what would happen in the promo or in the promo explain what has or will happen. One thing I have learned from working in a Financial Instituion is to READ all terms and conditions on the card and the promo.

A lot of times you will see that in a promotion or terms and conditions. That is from their credit card for the promotion they have.. Now I am sure there are a lot more with the packet to.

http://www.gandermountain.com/help-c...dit-card.shtml
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Last edited by Brandon_SPC; 03-21-2015 at 12:34 PM.
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Old 03-22-2015, 12:21 PM   #18
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Gander offered me one and I declined. I don't want the can of worms of another credit card so I always say no. Years ago I purchased the extended warranty on a GPS. According to the guy, no questions would be asked even if I dropped it. The machine went whacko the week the warranty was out. I will never do that again either. This is good that you posted so that others are aware that this practice exists in stores that you wouldn't expect.
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Old 03-22-2015, 06:19 PM   #19
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Myself and my Father in-law went there to purchase my daughters first rifle .22 cal.
While he was in the process of completing the paper work I was looking around for ammo. So an associate walks up to me and asks if he can help. I said yes I'm looking for .22 cal. He stated if you purchase a fireman I can sell you a box! I was completely offended by his statement. I replied I was going to purchase a firearm and left the store.
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