Mortgage interest rate change? - Page 2 - Pensacola Fishing Forum

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Old 07-04-2011, 01:51 AM   #11
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Originally Posted by welldoya View Post
Read it very closely. I don't think your rate could fall enough to drop your payment in half unless you had an outrageous rate to begin with.
Good luck though. Heck, every little bit helps.
Payments on ARMs are based on the new rate and the outstanding balance. So if there had been principle reduction it possible.

As for ARMs I've had people walk out of my office just bringing it up.
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