Over the years my rates have increased and what it pays for has decreased. A colonoscopy was supposed to be paid by Unitedhealthcare. I called and asked this questions but afterwards, I was billed for the anesthesiologist,Endocopy Center and the doctor's office. I don't see any connection of this to O'Bama Care. I do believe that we are paying for hospitals when they have uninsured go to the emergency rooms.
That's a separate issues from the insurance companies who never lose money and if they do they simply pull out of the market or the state (the way they did in Louisiana after Katrina and Rita).