Homeowners Insurance In Alabama???
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Posted 2/9/2010 12:43:06 PM


Trigger

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Im about to close on my new house(in lillian) at the end of this month and I have been shopping around for insurance. The problem is I havent found anything reasonable. If anybody knows of any company or has any ideas let me know.

Thanks

Post #519733
Posted 2/9/2010 1:14:49 PM


Mingo

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Its not only finding some that is reasonable. I've been with Allstate for 22 years and got a letter in the mail that they were dropping damage by windstorm or hail. I have talked to a few more and they also say that they are not carrying wind or hail damage coverage. Good Luck. Please post it if you find some.

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Post #519754
Posted 2/9/2010 1:24:54 PM


Grouper

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I use Key Insurance. Not sure if they cover AL but give them a call and see. 850-434-2460

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Post #519758
Posted 2/9/2010 1:29:24 PM
Grouper

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Hey, Welcome to Lillian. I live here also. Last year I got a notice from Farmers they were no longer covering wind/hail. Almost everyone over here seems to bo going w/ AIUA(beach pool). Mine went from 1800 to 3800 this year. If you find something pls let me know, I'm still looking.

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Post #519760
Posted 2/9/2010 1:32:11 PM


Grouper

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MGuns (2/9/2010)

I use Key Insurance. Not sure if they cover AL but give them a call and see. 850-434-2460

 

I gave up my Alabama license and don't know anyone who can write there anymore.Key may have someone there with an AL license but I know when I used to own Key Insurance there was no one.Good luck.

Gulfside Marketing Consultants is open for all your marketing needs, same number as Gulfside Insurance, 850-862-8644, let us help you be seen.

Post #519762
Posted 2/9/2010 2:44:23 PM


Trigger

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Well Key Insurance no longer writes claims in Bama, but im still in the hunt.

The house i bought is a 2005 3/2 1500sq all electric,no carport, framed with hardy board, the quotes im getting are between 2800-3800. The house appraised for 114,000(a year ago) but i stole it for 70,000. True story hard to believe. I didnt even think it work but listening to my dad finally payed off.

The quotes cover wind,and fire, are these reasonable??????

Post #519821
Posted 2/9/2010 3:21:19 PM


Grouper

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SeaMoney21 (2/9/2010)
Well Key Insurance no longer writes claims in Bama, but im still in the hunt.

The house i bought is a 2005 3/2 1500sq all electric,no carport, framed with hardy board, the quotes im getting are between 2800-3800. The house appraised for 114,000(a year ago) but i stole it for 70,000. True story hard to believe. I didnt even think it work but listening to my dad finally payed off.

The quotes cover wind,and fire, are these reasonable??????

HELL NO!!!

Gulfside Marketing Consultants is open for all your marketing needs, same number as Gulfside Insurance, 850-862-8644, let us help you be seen.

Post #519848
Posted 2/9/2010 4:24:39 PM


Cigar Minnow

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I use Cotton States up here in Tuscaloosa. I don't know if they write policies near the gulf, but if they do, they are worth a look. I have been pleased with my service (one claim and check was in the mail the same week).
Post #519881
Posted 2/9/2010 8:21:18 PM
Cigar Minnow

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TRY THE MYRICK AGENCY IN DAPHNE THEY PICKED ME UP WHEN ALLSTATE SCREWED ME
Post #520052
Posted 2/9/2010 8:35:37 PM


Mingo

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Here in foley I pay just under $1200/yr, 1850 sqft  built in 05. We have State Farm but I'm not sure if there writing anymore policies.

Try Whitehaven in gulf shores.

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Post #520063
Posted 2/9/2010 8:47:50 PM
Mingo

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Welcome to Lillian.  We have State Farm (Francis Holk).  Still have wind and hail for now! Premium is around 3800.  Sucks to pay that much but can't afford not to have it.  I live down on Carrier. Where you at?  Steve

swander
Post #520073
Posted 2/10/2010 8:29:09 AM


Trigger

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swander (2/9/2010)
Welcome to Lillian.  We have State Farm (Francis Holk).  Still have wind and hail for now! Premium is around 3800.  Sucks to pay that much but can't afford not to have it.  I live down on Carrier. Where you at?  Steve

Spanish Cove

Post #520309
Posted 2/10/2010 8:33:27 AM


Grouper

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$2,800-$3,800 sounds incredibly high to me.

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150HP Mercury Tracker Series
Post #520314
Posted 2/10/2010 8:49:51 AM
Grouper

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Looks like were all neighbers, I live down Randolf Ave, int of 99 & 91 towards Soldiers Creek.

Skip

Post #520340
Posted 2/10/2010 2:47:51 PM


Trigger

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Well I went with Lloyds of London. Good insurance with a premium of $1745 a year.

And I did my research on that AIUA beach pool. And I wouldnt recommend it.

Post #520591
Posted 2/10/2010 6:46:05 PM
Mingo

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welcome to Lillian - I live on Barclay Av.  Have "Farmers" - they double from last year - now 7500$$ - will be looking for new one for next year.  I bind - need it now......Poppy

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Post #520807
Posted 2/10/2010 9:50:30 PM


Grouper

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MGuns (2/10/2010)

$2,800-$3,800 sounds incredibly high to me.

 

i was quoted $4,500 in orange beach between the gulf and intracoastal, 3800 for lillian is crazy

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