OK, I'll throw ya a different 1. USAA is my company fer everything. They don't do boats but underwrite it to Progressive. I checked a few (never checked Boatus) and Progressive was by far the cheapest...
I've been with the same insurance company for 7 years. They started @ $1700 per year. I thought that was ducky. This year they wanted $3000.00 I shopped around and found the same policy for $2200. Insurance companies vary in policy and scruples. Oh... the USCG 100ton license helps.